Low cost, tax efficiency, liquidity,
risk management, and transparency.
The Optimized Portfolio System (TOPS®) known for being one of the first in the industry to provide strategic portfolios comprised solely of ETFs. Started in 2002 by noted ETF Portfolio Strategist ValMark Advisers, Inc., TOPS® utilizes a disciplined portfolio allocation process designed with the intent to maximize risk adjusted returns. The experienced TOPS® Portfolio Management Team strategically manages the Portfolios through the use of Exchange Traded Funds (ETFs), with each TOPS® portfolio typically holding more than 15 different distinct global asset classes. TOPS® ultimately combines a unique investment process with the financial strength of the industry’s leading investment companies and money managers to provide investors with a sound long term investment strategy.
No wind blows in favor for the ship without a destination.
Lucius Annaeus Seneca – Roman Statesman, 5 BC-65 AD
Strategic portfolio management, through active indexing of ETFS, to optimize risk adjusted results.
The TOPS® ETF Portfolios and TOPS® Managed Risk Portfolios are Variable Insurance Trust (VIT) Portfolios and are offered through more than 15 different insurance platforms.
ETFs can provide diversification, professional money management, and low-cost investing for retirement and wealth accumulation.