Managed ETF

Low cost, tax efficiency, liquidity,
risk management, and transparency.

Translating Sound
Principles into Success

The Optimized Portfolio System (TOPS®) is one of the longest running and most successful ETF portfolio management programs in the country. Started in 2002 by noted ETF Portfolio Strategist ValMark Advisers, Inc., TOPS® utilizes a disciplined portfolio allocation process designed with the intent to maximize risk adjusted returns. The experienced TOPS® Portfolio Management Team strategically manages the Portfolios through the use of Exchange Traded Funds (ETFs), with each TOPS® portfolio typically holding more than 15 different distinct global asset classes. TOPS® ultimately combines a unique investment process with the financial strength of the industry’s leading investment companies and money managers to provide investors with a sound long term investment strategy.


No wind blows in favor for the ship without a destination.

Lucius Annaeus Seneca – Roman Statesman, 5 BC-65 AD


Strategic portfolio management, through active indexing of ETFS, to optimize risk adjusted results.



The TOPS® ETF Portfolios and TOPS® Managed Risk Portfolios are Variable Insurance Trust (VIT) Portfolios and are offered through more than 15 different insurance platforms.



ETFs can provide diversification, professional money management, and low-cost investing for retirement and wealth accumulation.